Homeownership Starts with

1% Down

Program Overview:

Our 1% Down Program makes homeownership more accessible by allowing qualified homebuyers to contribute just 1% toward the down payment, while our lender provides an additional 2% of the purchase price (up to $7,000) - helping you secure the total 3% down payment required for your dream home. This program not only lowers the funds needed at closing - it also help homebuyers save more money on hand for furnishings, repairs, and other move-in expenses.

Eligibility & Terms:

Income: Must be at or below 80% of the Area Median Income (AMI)
Credit Score: Must be 620 or higher
Occupancy: You must occupy the property as your primary residence
Property Type: Available for 1-unit properties only
Loan Type: Conventional loans only
Down Payment Assistance: 2% of the property value (up to $7,000)
Purchase Price: Ideal for homes priced at or below $350,000

* This is not a commitment to lend. We encourage all borrowers to contact our Loan Officers to confirm eligibility and discuss the best financing options available.

Find Out If You Qualify

See if you meet the requirements in minutes

1% Down

Will you occupy the property as your primary residence?

Yes No

What is the home’s purchase price?

Is your credit score 620 or higher?

Yes No

What is the property’s ZIP code?

Is your gross income lower than %s?

Yes No

Great news!
You’re one step closer to owning your dream home with our 1% Down program.

To move forward, please provide your contact details. One of our loan officers will reach out to confirm your eligibility and guide you through the entire process.

Unfortunately, you’re not eligible for
the 1% Down program at this time

Reason(s):

Your credit score does not meet the program’s requirement at this point (below 620).
This program is intended for primary residence purchases only.
Your income exceeds the allowable limit for this area .

But don’t worry - This isn’t your only option.
We have other loan programs that might be a great fit for you.

Please share your contact details below and one of our Loan Officers will be in touch to walk you through your options and help find the best program for your needs.

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