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Welcome to

Lock It Mortgage
We’re here to help you find the perfect home financing solution for your needs. Enjoy low rates, fast service and a seamless experience.
0%_down

Unlock Your Dream Home with

0% DOWN
Need help with a down payment? Explore our 0% Down Financing program for primary home buyers, which may allow moving in sooner with little to no upfront down payment required.
2-1 Lender-Paid Rate Buydown

2-1 Lender-Paid
Rate Buydown

Worried about high interest rates? With our 2-1 Lender-Paid Buydown, you can ease into your new home with potentially lower payments for the first 2 years.
No Income Verification

No Income
Verification

With as low as 10% down and credit scores starting at 660, these programs could make homeownership more accessible for business owners, 1099 earners, self-employed individuals, real estate investors and those with non-traditional income sources.
Budget-FriendlyRefinance

Budget-Friendly
Refinance

Looking to Lower Your Mortgage Payments? Explore our Budget-Friendly Refinance program for potentially reduced monthly payments with Minimal to No refinance costs.

CHECK YOUR MORTGAGE RATES

Loan Amount must be at least $10,000

Property Value must be at least $50,000

20+

Years of Experience

Built on expertise, driven by solutions

Your Partner
in Home Financing

With over 20 years of experience in the mortgage industry, we bring extensive knowledge to provide the best solutions, not just the easiest ones. We're committed to being a reliable partner in your home financing journey - no hurdles, no surprises, just results.

We believe everyone deserves a fair shot at owning a home. Through flexible programs, innovative tools, and relentless advocacy, we turn 'NOs' into 'YESes'—no matter your financial journey.

We're here to simplify the mortgage process with transparent communication, competitive rates, and a seamless experience. From application to closing, we keep you informed and in control.

With over 20 years of experience in the mortgage industry, we bring extensive knowledge to provide the best solutions, not just the easiest ones. We're committed to being a reliable partner in your home financing journey - no hurdles, no surprises, just results.

We believe everyone deserves a fair shot at owning a home. Through flexible programs, innovative tools, and relentless advocacy, we turn 'NOs' into 'YESes'—no matter your financial journey.

We're here to simplify the mortgage process with transparent communication, competitive rates, and a seamless experience. From application to closing, we keep you informed and in control.

1,900+

Families Helped

WHY CHOOSE LOCK IT MORTGAGE ?

Building Trust

Through Commitment

We believe in more than just mortgages - we believe in building lasting relationships. Our dedication to your success is reflected in every interaction, ensuring a seamless and personalized experience that puts your goals first.

Competitive Rates
Access 30+ lenders to secure your best deal.
Transparent & Clear Communications
No surprises-clear updates at every step.
Flexible Loan Options
Tailored solutions for every financial situation.
Simple & Efficient Process
Swift loan processing with expert guidance.
Our 30+ Lending Partners

Mortgage
Insights & Updates

Stay informed with the latest news, tips, and articles on mortgage trends and home financing.
Explore our articles to navigate your path to homeownership with confidence!